SERVICES

How can we help?

At P.Bradshaw Financial Services, we have fashioned a program that analyzes your credit information, assists you in restoring your credit, updates and rescores your credit report, supports you in building “Healthy Credit” and shows you how to maintain “Good Credit Health”.

Our program includes:

30 day response letters: after disputing any inaccurate information that may be associated with the credit, the bureaus have a specific time frame within which they must respond or the account must be removed.

Credit Information: we feel that each person should know what is on your credit report and how each account is affecting your score. Review of this information will inform you of how you can keep your credit from becoming distressed. We will sit
down with you and show you what we know, what they know, and how you can use their knowledge to your advantage.

60 day response letters: this letter will ensure that the credit bureaus are staying on their job and keeping your credit in tact (Letting them know that we are still here and still fighting for you to get the best possible results!)

Secured Credit Card: a small monthly payment on a secured loan (Credit Card), will show the Credit Bureaus that you are actually making steps toward
reestablishing your credit. By opening up this line of credit, you Immediately add points to your credit scores.

Rescoring: We get your credit re-issued and updated once the changes have been made. This places you in a better position as a consumer RIGHT AWAY!

Inside Advantage: We also have a relationship with our third party Bureau(s) that allows us to see what your new score is without having to wait for all of the creditors to report your new information to the Credit Bureaus. There is an additional fee per Bureau, however, it will allow immediate access to the new credit scores and give you the ability to utilize your score to work for you IMMEDIATELY!

Twelve Months Service: We monitor your credit for the full Twelve month period.

What’s the most important number in your life – Your Credit Scores!
With a good credit score, you have the buying power to purchase anything you want when you want it. We all have dreams and having a good credit score allows you access to your personal and financial dreams. On the flip side though, a bad credit score because of inaccuracies can shatter your dreams.

Most people are not aware of how much “bad credit” holds them back. Higher interest rates are a direct result of having poor credit scores. Nowadays, even potential employers hesitate to hire people who have poor credit. Their philosophy is if you can’t manage your own business, why should they let you manage theirs.

P. Bradshaw Financial Services“Credit Repair Program” can help you obtain good credit and have strong financial power. By enrolling in the Credit Repair Program, you actively choose the great life verses a good life.Our Credit Repair Program is designed to give you control of your financial future. While we have seen results in as little as 45 days, we promise you positive results in 90 to 120 days. We monitor your credit over a 12-month period providing you with quarterly updates as to the progress made.